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Ballinasloe Credit Union
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STREET ENHANCEMENT SCHEME

LOAN APPLICATION FORM

Step 1 of 4 - Loan Details

25%
  • Loan Details

  • Personal Details

  • Please enter E-mail address and mobile phone number accurately as we will send you important information on submission of your application.
  • Business Details

  • Spouse/Partners Details (where relevant)

  • Financial Details

  • Mortgage 1
  • Mortgage 2
  • Personal Loan
  • Credit Card 1
  • Credit Card 2
  • Other Loans
  • Other Financial Commitments

    Eg. Maintenance or Childcare Costs
  • Marketing Consent

    I consent to the Credit Union, or third parties selected by the Credit Union, informing me of goods or services that may be of interest to me by email, telephone call, text message or fax:
  • Irish Credit Bureau Consent

  • ICB are using Legitimate Interests (GDPR Article 6 (f)) as the legal basis for processing of your personal and credit information. These Legitimate Interests are promoting greater financial stability by supporting a full and accurate assessment of loan applications, aiding in the avoidance of over-indebtedness, assisting in lowering the cost of credit, complying with and supporting compliance with legal and regulatory requirements, enabling more consistent, faster decision-making in the provision of credit and assisting in fraud prevention. Please review ICB’s Fair Processing Notice which is available at http://www.icb.ie/pdf/Fair Processing Notice.pdf. It documents who they are, what they do, details of their Data Protection Officer, how they get the data, why they take it, what personal data they hold, what they do with it, how long they retain it, who they share it with, what entitles them to process the data (legitimate interests), what happens if your data is inaccurate and your rights i.e. right to information, right of access, right to complain, right to object, right to restrict, right to request erasure and right to request correction of your personal information.
  • Central Credit Register

  • Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 and above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements. The Central Credit Register is owned and operated by the Central Bank of Ireland. For more information see www.centralcreditregister.ie
  • Privacy Notice

  • The details provided in this application form together with any other information that is furnished to us in connection with this application will be retained and processed by Ballinasloe Credit Union in accordance with the Privacy Notice which is available on our website at www.ballinasloecreditunion.com and in any of our offices.
  • Declaration

  • I/We are not indebted to any other credit union, bank or loan agency either as borrower or guarantor, except as declared in this application (under the financial details headings). I/We declare that the information supplied by me/us regarding my income and expenses in support of my/our loan application is true and accurate. I/We confirm that I/We am/are fit to follow my/our normal occupation or duties.
  • Upload Relevant Documents

  • To support this application the following documents are required:

    For Employment Income, assessable under PAYE:

    • A copy of the three most recent payslips.
    • A copy of the last three months bank statements, ended on a date no more than 30 days ago.
    • A copy of the last three months Credit Card(s) Statements (if applicable).
    • Proof of the current Mortgage Balance or a copy of the property Rental Amount.

    For Self-Employment Income, assessable under Self Assessment:

    • A copy of the most up to date finalised financial accounts.
    • Permission to contact accountant (the member should be asked for the accountants contact details).
    • A copy of the most recent Revenue Notice of Tax Assessment.
    • A copy of the Tax Clearance Cert and/or confirmation from Revenue that any instalment arrangement in place is being upheld.
    • A copy of the last three months personal bank statements, ended no more than 30 days ago.
    • A copy of the last three months business bank statements (if applicable), ended no more than 30 days ago.

    a) In respect of the company:

    • A copy of the last three months company bank statements, ended no more than 30 days ago.
    • A copy of the last three months Credit Card(s) Statements (if applicable).
    • A schedule of the borrowing commitments of the company, to include the Lender name, borrowing amount, instalment amount and expiry date.
    • A copy of last set of Finalised Financial Statements, together with permission to speak to the accountant, and the relevant contact details.
    • If last signed accounts are more than 12 months old, we will require a copy of the Management Accounts to within three months of the date of loan application.
    • A copy of the company’s most up to date Revenue Notice of Tax Assessment.
    • A copy of the company’s Tax Clearance Cert and/or Confirmation from Revenue that any instalment arrangement in place is being upheld.

    b) For Each Director:

    • See “Employment Income” or “Self-Employment” sections above

    You can upload these documents here.

    If your documents are not ready to be uploaded at this time, no problem, you can upload them in follow up correspondence with a member of our lending team or you can submit original documents in branch.

  • Drop files here or

Contact Info

Ballinasloe Credit Union

Main Street
Ballinasloe
Co. Galway

T: +353 90 96 43179
F: +353 90 96 43511
E: info@ballinasloecreditunion.ie

Opening Hours

Mon: 9.30am-5.30pm

Tue: 9.30am-5.30pm

Wed: 9.30am-5.30pm

Thu: 9.30am-5.30pm

Fri: 9.30am-5.30pm

Sat: 9.30am-4.30pm

Regulatory Information

  • Cookie Notice
  • Website Terms and Conditions
  • Privacy Notice – November 2019
  • cuOnline Terms & Conditions

Regulatory Warnings

Ballinasloe Credit Union Limited (Our Lady of Lourdes Ltd. trading as Ballinasloe Credit Union Ltd.) is regulated by the Central Bank of Ireland.

All Loans are subject to approval.

If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

© 2021 Ballinasloe Credit Union. All Rights Reserved

Find us on Facebook
  • Home
  • Loan Calculator
  • Online Loan Application
  • Why Join?
  • Online Access
    • Login
    • Register
    • cuOnline Terms & Conditions
  • Contact Us
Ballinasloe Credit Union
  • Home
  • Loan Calculator
  • Online Loan Application
  • Why Join?
  • Online Access
    • Login
    • Register
    • cuOnline Terms & Conditions
  • Contact Us