TYPES OF SAVINGS
Everything you need to know about saving with BCU.
REGULAR SAVER ACCOUNT
1. Earn 0.5% on your Savings
2. Save any amount from €20.00 – €1000 per month
3. Save Weekly, fortnightly, monthly
4. Must Save on a regular basis & by direct debit
5. Interest credited to your account monthly
6. Withdrawals permitted
7. No fees or charges apply to R.S.A
Terms and Conditions
An R.S.A is a straightforward and flexible account for regular savings with no hidden restrictions. Members can save any amount from €20 to €1000 per month on a Weekly, Fortnightly, Monthly basis. To earn interested on your R.S.A, members must save on a regular basis and by direct debit only. Interest is credited to your account monthly (compound Interest)
Interest earned on your savings in an R.S.A is subject to DIRT. The Board Of Directors determines the Interest Rate which is currently 0.5% A.E.R. on a R.S.A. (This rate is correct as at 06/01/16) B.C.U may withdraw this offer at any stage. BCU is regulated by the central bank of Ireland. Terms and conditions apply
SINGLE DEPOSIT ACCOUNT
1. Single Deposit Account
2. Minimum Lodgement €1,000
3. Maximum Lodgement €20,000
4. One account per member
5. Savings left on deposit for 12 months
Terms and Conditions Apply
Members can lodge a any amount between €1000 and €20,000 into a single deposit account. Once lodged, the funds must be left on deposit for 12 months to earn a competitive interest rate. Only one S.D.A account is permitted per member. No Fees or charges apply to the S.D.A
Interest earned on your savings in the S.D.A is subject to DIRT. The Board Of Directors determines the Interest Rate which is currently 0.5% E.A.R (equivalent annual rate) on a S.D.A. (The rate is correct as at 06/01/16). BCU may withdraw this offer at any stage. BCU is regulated by the Central Bank of Ireland.
We have €1 and €2 Savings Stamps available in our office. Just ask at the counter for more details.
SAVE WITH SAMMY
B.C.U has also set up special savings schemes for children. The Sammy Stamp Savings Scheme is now available in participating schools, but it is not just confined to schools. Stamps can also be purchased over the counter in the Credit Union.
– Phone Credit
– Video Games
– School Tours
GR8 Saver Week is all about encouraging young people to join our Credit Union and save for a brighter future.
We set up an information table in our office where young members could pick up entry forms and parents were able to get information on youth accounts.
We were delighted with the response from schools and young members.
“We are completely satisfied with all their services which is why we remain members there.”
Joe O'SullivanCredit Union Member
“I have had a number of good experiences with Ballinasloe Credit Union. The main reason I like BCU is the personal touch you receive. When I walk in, I get to see happy familiar faces that usually know me by name and get to have a quick chat to see how everything is going.”
Margaret DolanCredit Union Member
“If you are looking for convenience, personal service from the staff and some of the best rates in the business, I know you’ll join me as a BCU Member.”